This guide explains how to safely buy or inherit real property in the Philippines by relying on official land titles (TCT/CCT) rather than tax declarations. It shows how to verify a clean title via a Certified True Copy and a review of encumbrances, clarifies foreign ownership limits and lawful alternatives, and outlines the key steps and taxes for title transfers. It also covers inheritance-specific requirements, such as executing an Extrajudicial Settlement of Estate and paying estate tax within one year. A practical checklist and Q&A reinforce the essential checks to protect your investment.
Can foreigners buy property in the Philippines? Yes, foreigners can legally buy condominium units in the Philippines, provided that foreign ownership does not exceed 40% of the total units in any condominium project. Foreigners cannot directly own land, but the Philippines now allows 99-year land leases for qualifying foreign investors as of January 2026. Married foreigners with Filipino spouses may also have additional options for land acquisition.
